Trucking Insurance
New authorities, owner-operators, box trucks, hotshots, semis and specialty trucks — coverage, filings and costs.
If you haul freight for hire across state lines, FMCSA requires your insurer to file proof of liability coverage before your authority goes active — $750,000 minimum for general freight in trucks of 10,001 lbs or more, and up to $5,000,000 for some hazmat. Not sure what applies to you? Use the FMCSA requirement finder or check what's on file with the DOT/MC insurance lookup.
New Authority Truck Insurance: How to Get Covered and Filed Fast
Just got your USDOT and MC number? Here's what insurance a new trucking authority needs, what it costs, which filings FMCSA expects, and how to get active fast.
Owner-Operator Truck Insurance: Own Authority vs. Leased On
What insurance an owner-operator needs depends on whether you run under your own authority or lease onto a carrier. Here's the breakdown, plus typical costs.
Semi Truck Insurance: Coverage, Costs and Requirements
Semi truck insurance explained — required liability limits, cargo, physical damage, and what drives the price for a tractor-trailer.
Box Truck Insurance: Costs, Authority and Coverage
Box truck insurance for local delivery, moving, and for-hire freight: whether you need MC authority, required limits, and typical premiums for 16–26 ft trucks.
Hotshot Trucking Insurance: What It Costs and What You Need
Hotshot trucking insurance explained: when a pickup and gooseneck need MC authority, required liability limits, cargo coverage and typical premiums.
Dump Truck Insurance: Coverage and Cost Guide
Dump truck insurance for contractors and for-hire haulers: liability limits, physical damage, general liability, and what drives dump truck premiums.
Tow Truck Insurance: On-Hook, Garagekeepers and Liability
Tow truck insurance explained: auto liability, on-hook coverage for towed vehicles, garagekeepers for your lot, and what towing companies typically pay.
Cargo Van Insurance for Expedite and Delivery
Cargo and sprinter van insurance for expedite and delivery work: when you need authority, the $300,000 federal minimum for small vehicles, and typical costs.